Terms and Conditions

Welcome to Financial Knowledge Quiz. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access our website.

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms and Conditions and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use our website and services.

2. Description of Services

Financial Knowledge Quiz provides educational quiz content related to personal finance, including topics such as personal loans, credit cards, insurance, investments, tax planning, and retirement. Our services include:

• Interactive financial literacy quizzes
• Educational content about personal finance topics
• Giveaway and prize entry opportunities
• Newsletter and email communications (with consent)

3. Eligibility

To use our website and participate in our quizzes and giveaways, you must:

• Be at least 18 years of age or the age of majority in your jurisdiction
• Have the legal capacity to enter into binding agreements
• Not be prohibited from using our services under applicable laws
• Provide accurate and complete information when registering

4. User Accounts and Registration

When you create an account or provide information on our website, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your information
• Keep your account credentials confidential
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use

5. Quiz and Giveaway Rules

5.1 Quiz Participation

• Quizzes are for educational and entertainment purposes only
• Quiz answers and scores are not guaranteed to be accurate or complete
• We reserve the right to modify quiz content at any time
• Multiple attempts may be allowed at our discretion

5.2 Giveaway Entry

• No purchase is necessary to enter or win any giveaway
• One entry per person per day unless otherwise stated
• Winners are selected randomly from eligible entries
• Winners will be notified via the email address provided
• Prizes are non-transferable and cannot be exchanged for cash
• We reserve the right to cancel or modify giveaways at any time
• Void where prohibited by law

5.3 Disqualification

We reserve the right to disqualify any participant who:

• Provides false or misleading information
• Attempts to manipulate or cheat the system
• Uses automated tools or bots
• Violates these Terms and Conditions
• Engages in fraudulent or abusive behavior

6. Intellectual Property Rights

All content on this website, including but not limited to text, graphics, logos, images, audio, video, software, and compilation thereof, is the property of Financial Knowledge Quiz or its content suppliers and is protected by international copyright laws.

You may not:

• Copy, reproduce, or distribute our content without permission
• Modify, adapt, or create derivative works
• Use our content for commercial purposes without authorization
• Remove or alter any copyright or proprietary notices

7. Prohibited Conduct

When using our website, you agree not to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit harmful code, viruses, or malware
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt our website or servers
• Use automated scripts, bots, or scraping tools
• Impersonate any person or entity
• Engage in spamming, phishing, or fraudulent activities
• Collect or harvest user information without consent
• Use our services for any illegal or unauthorized purpose

8. Third-Party Content and Links

Our website may contain links to third-party websites, advertisements, or content that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites you visit. We do not endorse or assume responsibility for any third-party content, products, or services.

9. Advertising

Our website displays third-party advertisements, including ads served by Google AdSense. These advertisements may be based on your interests and browsing history. By using our website, you consent to the display of such advertisements.

We are not responsible for the content or accuracy of third-party advertisements. Any transactions between you and advertisers are solely between you and the advertiser.

10. Disclaimer of Warranties

Our website and services are provided on an "AS IS" and "AS AVAILABLE" basis without any warranties of any kind, either express or implied, including but not limited to:

• Merchantability or fitness for a particular purpose
• Non-infringement of intellectual property rights
• Accuracy, reliability, or completeness of content
• Uninterrupted or error-free service
• Security of data transmitted through our website

11. Limitation of Liability

To the fullest extent permitted by applicable law, Financial Knowledge Quiz and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, data, or goodwill
• Service interruption or computer damage
• Cost of substitute services
• Any damages resulting from your use of our website

Our total liability shall not exceed the amount you paid to us, if any, in the past twelve months.

12. Indemnification

You agree to defend, indemnify, and hold harmless Financial Knowledge Quiz and its affiliates, officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or expenses arising from:

• Your use of our website and services
• Your violation of these Terms
• Your violation of any third-party rights
• Any content you submit or transmit through our website

13. Termination

We reserve the right to terminate or suspend your access to our website immediately, without prior notice or liability, for any reason, including but not limited to breach of these Terms. Upon termination, your right to use our website will immediately cease.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which we operate, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our website shall be resolved in the courts of that jurisdiction.

15. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If we make material changes, we will provide notice by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of our website after any changes constitutes acceptance of the new Terms.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions shall remain in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and Financial Knowledge Quiz regarding your use of our website and services.

18. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

By using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.